(Effective 07/01/2017 - Subject to Change)

SIGNATURE LOANS

Type

Terms

APR*

Limit

Signature Loan

up to 48 months

12.75% up to 18.00%

$ 10,000.00

       

Line of Credit               

up to 48 months 

9.00% Variable

$10,000.00

            
 

SHARES PLEDGED

Type

Terms

APR*

Description

Limit

Regular Shares

up to 120 months

5.50%

$1,000 minimum advance
and
100% shares pledged

$500,000

Share Certificate

up to 120 months

2.00% above certificate rate

$500,000

 

VEHICLE LOANS

Type

Terms**

APR*

 

Limit

Vehicle

84 months

as low as 6.50%

$35,000.00 and up

100% NADA Value

72 months

as low as 6.25%

$ 25,000.00 and up

100% NADA Value

60 months

as low as 5.95%

100% NADA Value

48 months 

as low as 5.75%

100% NADA Value

36 months

as low as 5.50%

100% NADA Value

 3-4 years old add 1% to the above rates 

5-6 years old add 2% to the above rates 

   7-12 years old add 3% to the above rates

   
 Payback period may vary based upon the amount financed.

 

*APR = Annual Percentage Rate
**Terms are determined by amount of loan

  • Loan terms and interest rates may be adjusted based upon the applicant's credit-worthiness as well as market terms and rates.
  • Loan request must be for $1,000.00 or more
  • Co-Borrower/Co-Signer/Co-Maker/Guarantor may be required to qualify the maker for a loan.
  • No loan shall be made to an individual or entity that is not a member of this credit union.